SmartyPig

“My savings goal is a new car. With SmartyPig, I would be automatically saving every month, I'd be earning decent interest plus my friends and family can keep me on track and help me get my wheels sooner. It's a whole lot better than the thought of paying off a car loan.”

— Jesse, 18

Opening a SmartyPig account is not only simple, but rewarding, as well. With just a few clicks, your account can be up and running, with you on the fast track toward realising the goals you’ve set for yourself. How simple is it? This simple:

• 1. Create your profile

  Setting up a SmartyPig account is safe, secure and easy as a-b-c. Create your profile, link up your existing bank account and tell us what you’re saving for. We’ll suggest a monthly contribution that will get you there.

• 2. Establish a Savings Account & Goal

  Now the fun part. Tell us what you want. A new kitchen, a dream holiday, Christmas presents without the hassle of debt? It can be virtually anything.

• 3. Meeting your goal

  How much do you want to save? When do you need it? Just give us the particulars and we’ll suggest a monthly contribution that will be automatically deducted from your existing transaction or savings account.

• 4. Friends and family can help!

  If you want to, add the SmartyPig widget to your MySpace or Facebook page and invite your family and friends to help out. We call it "giving the gift of savings". Any time they chip in cash, we’ll drop you an email. Alternatively, you can keep it all private. Either way, your information will be safe and secure at all times.

• 5. Start saving

  You’re safely and securely on the road to reaching the goals you sensibly set for yourself. We’ll also help you along with monthly e-mails (and e-mails when friends and family members chip in) showing you where you stand and encouraging you to keep up the good work.

• 6. Reach your goal!

  Congratulations! Once you’ve reached your goal:
  • You now have a choice of receiving your savings + interest + bonus reward on a gift card from one of our retailers, or savings + interest back into your bank account.
  • You get a huge sense of accomplishment (don’t underestimate this bit, it’s seriously good).
  • Yes it’s all guilt-free spending.